Overview of our Services
Contrary to popular believe, small business is not 'simple'. You may have a business that fits beautifully into one of our many Business Owner's products or you may have unique risks that must be approached with some expertise in coverage terms. We have the capability to provide the important protection you need to keep your business going in the event of an accidental loss to your property. Liability losses can devastate a small business. We review your risk exposure and make sure you have the coverage in place to protect yourself from legal liability that results from bodily injury or property damage due to an accident caused by you or your employees.
Retail
From National Franchises to Unique Boutiques, we provide you with a comprehensive Risk Audit that includes:
- A quick Review of your lease to assess your insurance responsibilities. Do you insure the building glass or does the landlord insure it?
- Assessing your vendors to make sure your income continues if something happens to a supplier
- Bringing you up to date on Employment Law items
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Building Owners
Every building is unique and a solid management program for a building owner includes:
- Proper Valuation for the building(s)
- Review of the lease contract to assure tenant compliance and assess ownership exposure to risk
- Review of Building Ordinance laws and coverage
- Review of each buildings unique exposures (pollution liability, tenant compliance with fire codes, swimming pool liability, etc.)
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Restaurants
From White Table Cloth to Fast Food, we provide a comprehensive Risk Audit for every one of our clients that includes:
- A Complete Safety Review
- Review of Employment Law issues
- Review of your lease contract
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Business Services
Let us provide you with a Risk Audit that includes:
- A review of your standard client contract to assess your risk exposure
- A quick tutorial on Cyber Liability
- Review of Employment Law issues
- A Review of your Professional Liability exposure
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Manufacturing
Let us provide you with a Risk Audit that includes:
- A review of your vendors and equipment providers to determine if you have any 'bottlenecks' that might lead to loss of revenue
- A review of the new Workers Comprehension laws
- Safety Guideline updates
- Review your Product Liability Risk
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Technology
We have been part of the Risk Management Team of many Technology Hardware, Software and Consulting firms for the past 20 years. We have had clients from the start-up phase all the way through IPO. Let us provide you with a Risk Audit that includes:
- A review of your standard client contract to assess your risk exposure
- A quick tutorial on Cyber Liability
- A review of your Professional Liability Exposure
- Review of Employment law issues
- Determining your International Liability exposures
- Reviewing your Director & Officers Executive Travel coverage
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Workers Compensation
Every business with employees needs Workers Compensation insurance. We have been working with the top carriers in California for the past 28 years. We can provide:
- Out of state coverage
- International coverage
- USL&H coverage
- Volunteer Coverage for Non-Profits
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Contractors
We have been writing contractors' insurance for the last 28 years. We understand the importance of having the correct coverage in place before the job starts.
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Non-Profits
We have been writing 501C-3 non-profits for the past 25 years. We know how important a good insurance program is to protect the non-profit organization and it's Board of Directors. We work with a carrier that has paid a dividend to it's policy holders for the past four years. We know how crucial every dollar is to a non-profit. We will provide you with the most cost effective program available.
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Wholesale
Let us provide you with a Risk Audit that includes:
- A review of your vendors and equipment providers to determine if you have an 'bottlenecks' that might lead to loss of revenue
- A review of the new Workers Compensation laws
- Safety Guideline updates
- Review you Product Liability Risk
For more info contact us