San Jose Insurance Agency was established in 1964 to serve the commercial and personal insurance needs of the quickly growing Santa Clara Valley. In 1986, Karol Payne purchased the agency and over the past 25 years, she has focused on small business insurance programs. Karol has an MBA with an emphasis in Finance and she obtained her CPCU designation in 1989.
San Jose Insurance joined Atlantic Pacific Insurance Brokers in 1989 to broaden our scope of services and carrier options for our clients. Atlantic Pacific is a group of 15 Brokers throughout the State of California who over the past seven years have been in the "Top Ten Property Casualty Brokers" in the Silicon Valley. At the end of 2009, Atlantic Pacific's premium volume in the Silicon Valley was over $70 Million.
Although we are part of a larger group, we have been able to maintain our